Navy federal credit union mobile deposit funds availability

Navy Federal Credit Union posts items presented on your account in the following order: 1. All Credits 2. ATM Debits (from smallest to largest) 3. POS Debits (from smallest to largest) 4. ACH Debits (from smallest to largest) 5. Checks1 (from smallest to largest) Funds deposited to your account are generally available for withdrawal (Longer ...

The Expedited Funds Availability Act requires up to the first $200 of a non-"next-day" check(s) to be made available the next day. ... made in person to an employee of your institution or if you decide to extend the time when deposited funds will be made available after the deposit has been made, you must mail or deliver the notice to the ...Minimum opening deposit. The minimum initial deposit is typically $25 to $100 per account opening, depending on the financial institution. Navy Federal requires a minimum deposit of just $5 when you become a member and open a savings account. If you're interested in opening a savings account at Navy Federal Credit Union, you need to be a member.Received After 12PM Friday - 12PM Monday. After 3PM Monday**. Note: You can verify that your check has been reviewed and accepted for deposit by clicking "Deposit Check History" under the Deposits menu in the Mobile App. **If Monday is a holiday, the funds will be available the next business day. Click here for EFCU Financial's holiday schedule.Navy Federal Credit Union isn't available to everyone. ... Deposit into your account a total of at least $15,000 to earn a $150 Bonus or deposit a total of at least $25,000 to earn a $200 Bonus ...2. A VA loan of $300,000 for 15 years at 6.250% interest and 7.003% APR will have a monthly payment of $2,572. A fixed-rate loan of $300,000 for 15 years at 6.500% interest and 6.700% APR will have a monthly payment of $2,613. Taxes and insurance not included; therefore, the actual payment obligation will be greater.You may bring it to one of our branch offices, or mail it with a checking deposit slip to: Northeast Credit Union, 100 Borthwick Avenue, PO Box 1240, Portsmouth, NH 03802-1240. NOTE: It is for this reason that we recommend that you not destroy your checks for 60 days. 2 The first $225 of a deposit of checks will be available on or before the first business day after we are considered to have received your deposit. The remaining amount will be available for withdrawal the second business day after we are considered to have received your deposit.

a Monday, $750 of the deposit will be available on Monday. The remaining $250 will be available by Wednesday. Funds from deposits of U.S. Treasury checks will be available on the first business day following the day of your deposit made at an ATM, Shared Branching location or Online Deposit. FundsDirect deposit is defined as a recurring ACH from your employer, military pay, or certain government agency pay or benefits deposited into your Navy Federal deposit account. You will start earning 1.75% cash back once we confirm you have direct deposit at Navy Federal. Navy Federal direct deposit reduces the risk of ID theft and mail fraud.3. For Flagship Checking, no monthly service fee if average daily balance is $1,500 or more; $10 if less than $1,500. ↵. 4. Free Active Duty Checking® account includes free personalized traditional checks. ↵. The views expressed in the reviews are solely those of …Privacy & Security How Strong Passwords Can Help Protect Your Accounts Navy Federal Credit Union is an armed forces bank serving the Navy, Army, Marine Corps, Air Force, Space Force, Coast Guard, veterans, DoD & their families. Join now!Access your account, pay your bills, make deposits and more conveniently and securely on our mobile app or online.The short answer is that mobile check deposit is as secure as your other online and mobile banking functions. This means if your bank or credit union is taking steps to protect your information ...

Use 1-703-255-8837 for collect international calls. You can also visit a Navy Federal branch or, if you are enrolled, sign in to Navy Federal Online Banking at navyfederal.org. • If the automatic transfer is returned for any reason, including insufficient funds, Navy Federal may assess a fee as specified in Navy Federal's Schedule of Fees ...of Navy Federal Credit Union (Navy Federal). Membership at Navy Federal comes with certain ongoing responsibilities. By signing your original membership application, you and your joint owner(s), if any, agree to abide by the properly disclosed terms and conditions of all accounts or services that you may receive at Navy Federal. Sep 8, 2023 · UFB’s interest rate is among the best in the market, so it’s a great choice for people looking purely for return. However, just make sure that you keep a $5,000 average daily balance to avoid ... Get the free Fibre Federal/TLC Credit Union Mobile Banking app and access your accounts anywhere, anytime from any mobile device. You can check your available balances, view transaction history, transfer funds between accounts, find ATMs and branches in your area, find a free ATM wherever you go, check out our current rates, …Mobile Check Deposit – 5 Steps. Log in to your CAP COM mobile banking app, then: Sign the back of your check, include your account number, and write “For Mobile Deposit Only.” Select “Deposit Checks” from the main menu. Select the account for the deposit. Enter the check amount. Take a photo of the front and back of your check.

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service provider and Internet software. In the event that Mobile Deposit is unavailable, you may deposit original checks at our branches or through our ATMs. Funds Availability. For purposes of funds availability, Mobile Deposits are considered deposited at a branch of ATM of this financial institution. Mobile Deposits confirmed asMobile deposit limit (s) Capital One 360. $5,000 or 20 checks per day or $10,000 per month. Ally Bank. $50,000 per day or $250,000 in a 30-day period. Bank of Internet. $10,000 per day or $50,000 ...3 Jan 2023 ... Our mission is to help you make informed financial decisions, and we hold ourselves to strict editorial guidelines . This post may contain links ...• On-us checks deposited at a Navy Federal branch office or at a Navy Federal ATM located inside or within 50 feet of a Navy Federal branch office. If you make a deposit in person to a MSR at a branch, funds from the following deposits are also available on the first Business Day after the day we are considered to have received your deposit:... funds at Fitzsimons Federal Credit Union. It only applies to the ... The Credit Union reserves the right to delay the availability of funds deposited to accounts.

Mobile deposits and funds available. Just wanted to let everybody know that when you do a mobile deposit, Navy Federal is not making any of that check available. Usually when I did a mobile deposit of a check, they would make $225 available when the deposit was approved. Navy Federal Credit Union uses MyPay for direct deposit. The Active Duty Checking account is available for active or retired service members who are stateside or deployed. ... including early direct deposit. Credit unions: ... Chime generally make these funds available on the day the payment file is received, which may be up to 2 days earlier ...You can access your accounts and automate your finances using our mobile app or online banking, and easily manage your money on your time. With digital banking, you can: make payments with free, online Bill Pay. easily transfer money to another member. send money to family and friends in minutes with Zelle ®. deposit checks safely and securely ... To sign in to mobile banking, use your Navy Federal username and password. If you are not a member, apply now using the app or call us at 1-888-842-6328 or 1-703-255-8837. As always, if you have any issues with …Direct Deposit. Send funds directly to your account to ensure seamless deposits while you're deployed or traveling. ... The level of service available at overseas Navy Federal branches varies from location to location. Those offering only very basic services have been noted. ... Navy Federal Credit Union has grown from 7 members to over 13 ...Navy Fed says only 2-day hold so I just go ahead and deposit it in person at a branch. Receipt says funds will be available 6/8. Yesterday 6/7, I get THREE emails in rapid succession "For your protection, the funds from the check(s) you recently deposited have been delayed.Located in the Office of Naval Intelligence, main level. 4251 Suitland Rd, Room 2N100. Suitland, MD 20746. Get Directions* ». 1-888-842-6328.$10,000 per check per mobile deposit: Navy Federal Credit Union: $50,000 per check per mobile deposit : $50,000 per check per mobile deposit : PayPal : $5,000: $10,000: PNC Bank : $2,500 for accounts older than 30 days $1,000 for newer accounts: $5,000 for accounts older than 30 days $2,500 for newer accounts: TIAA: $25,000 per check per mobile ...Generally, funds will be made available in three BUSINESS DAYS from the date of deposit. The Credit Union may make such funds available sooner based on such factors as credit worthiness, length and extent of relationship with us, and such factors the Credit Union, in its sole discretion, deems relevant.Navy Federal Credit Union® Direct Deposit of Net Pay Enrollment. Name: First. MI. Last. Suffix. Current Home Address: Street. City. State. Zip Code. I hereby authorize the company named below to initiate Direct Deposits to the account indicated. Company name: Account Information Navy Federal Credit Union. Account No. 1. Checking Savings Money ...Checks deposited at an ATM are generally available the same day. Navy Federal Credit Union clears checks at 2 pm Eastern Time. This is because they are located in Virginia, and the Eastern Time Zone is ahead of the Pacific Time Zone by 3 hours. The credit union also offers an automated phone service that provides account information 24/7.20 Dec 2018 ... If you're a member of Navy Federal Credit Union and noticed a delay in direct deposits to your account, you're not alone.

1. Rates are subject to change and based on creditworthiness, so your rate may differ. Personal Loan rates range from 7.99% to 18.00% APR.Payment Example: A loan amount of $5,000 for 36 months has a payment range from $158 to $183 and finance charge range from $676 to $1,598. ↵.

the notice by the next business day after we receive your deposit. If you will need the funds from a deposit right away, you should ask us when the funds will be available. 3. HOLDS ON OTHER FUNDS — If we cash a check for you that is drawn on another financial institution, we may withhold the availability of a corresponding amount of funds ...All deposits are subject to Navy Federal's Funds Availability Policy. Cash deposits at a Navy Federal ATM will be available immediately for cash withdrawals only. Other deposits will be made available by the Second Business Day after the day we are considered to have received your deposit. ... Mobile Banking; 24/7 Member Services: 1-888-842 ...Overview. Regulation CC (12 CFR Part 229 (opens new window) (You will be leaving NCUA.gov and accessing a non-NCUA website.We encourage you to read the NCUA's exit link policies.(opens new page).) ) implements two laws—the Expedited Funds Availability Act (EFAA), which was enacted in August 1987 and became effective in September 1988, and the Check Clearing for the 21st Century Act (Check 21 ...The Card Lock/Unlock feature is available in Mobile and Online Banking app under the Card Management menu. Locks can be applied to active ATM, Debit, and Credit Cards that are not expired. ... 1 Mobile deposits are subject to verification and may not be available immediately; ... Mission Federal Credit Union. P.O. Box 919023 San Diego, CA 92191 ...Navy Federal may rely on your written authorization until such time as the credit union is informed of changes in writing and has had a reasonable time to act upon such notice. You agree that Navy Federal shall have no notice of any breach of fiduciary duties arising from any transactions by any agent of the account owner, unless Navy Federal has by the day after we receive your deposit. If you need the funds from a deposit right away, you should ask us when the funds will be available. 3. Holds on Other Funds If we cash a check for you that is drawn on another financial insti-tution, or if we provide cash back on a check you deposit, we may withhold the availability of a corresponding ...4 Aug 2023 ... One drawback is that branches are mainly only close to military bases. However, Navy Fed offers pretty easy mobile banking, i.e. depositing ...Securely deposit checks using your smartphone or tablet with Mobile Deposit at City CU. Skip to main content. Search. Search. ... See our Funds Availability Policy and Mobile App Terms and Conditions for more information. ... Lost/Stolen Credit Card: (888) 305-1063 Routing Number: 311079050 ...Coneyj, I don't know if this helps but when I push money into my NFCU savings account it's available the very next day (i.e. I send it on Monday ...

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Direct Deposit. Send funds directly to your account to ensure seamless deposits while you're deployed or traveling. ... Navy Federal Credit Union Attn: Card Fraud Prevention Recovery PO Box 3503 Merrifield, VA 22119-3503 ... Choose the travel notification option on the Navy Federal mobile app.* Call 1-888-842-6328 for 24/7 live phone support.Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership: "Be the most preferred and trusted financial institution serving the military and their families." About this app. Get the free Fibre Federal/TLC Credit Union Mobile Banking app and access your accounts anywhere, anytime from any mobile device. You can check your available balances, view transaction history, transfer funds between accounts, find ATMs and branches in your area, find a free ATM wherever you go, check out our current rates, and ...Mobile Check Deposit – 5 Steps. Log in to your CAP COM mobile banking app, then: Sign the back of your check, include your account number, and write “For Mobile Deposit Only.” Select “Deposit Checks” from the main menu. Select the account for the deposit. Enter the check amount. Take a photo of the front and back of your check.Find a Navy Federal Credit Union branch or ATM in the Jacksonville, FL area. Skip to Main Content. ... Funds from any deposit may not be available until the fifth business day after the day you make the deposit. The addresses given for branches are physical locations and may not reflect an accurate local mailing address. ... Mobile Banking; 24/ ...For checking accounts, our policy is to make funds from your deposits available to you on the first business day that we receive your deposit, subject to the following terms and conditions. Next-Day Availability To qualify for next-day availability, members must deposit funds in person at teller stations during Credit Union business …The following information describes Veritas Federal Credit Union's policy of making funds deposited in a Share Draft Account (also known as a ... make all of the funds from your deposit available on the same business day, we will notify you at the time you make your deposit. ... mobile deposit creates an "existence of facts" for the Credit ...Mobile deposits and funds available Just wanted to let everybody know that when you do a mobile deposit, Navy Federal is not making any of that check available. Usually when I did a mobile deposit of a check, they would make $225 available when the deposit was approved.day after the day of your deposit. Howeve r, the first $225.00 of your deposit will be available on the first business day after the day of your deposit. If we are not going to make all of the funds from your deposit available on the next business day, we will notify you at the time you make your deposit. We will also te ll you when the funds ...888-842-6328. 820 Follin Ln SE. Vienna, VA 22180. Navy FCU is a Virginia-based federal credit union serving millions of members who are, or are related to, service members and employees with the Department of Defense. The credit union offers a range of depository banking and lending products, as well as business and investment services, and is ...A personal loan is a good starting point because it can provide funds for a variety of needs, from debt consolidation to education expenses. At Navy Federal Credit Union, we offer loans for as little as $250 and as much as $50,000. Often, the money can be transferred to you pretty quickly once approved—in some cases on the same day.You may contact our Call Center at 478-923-3773 or 800-241-2405 during normal business hours. This Mobile Deposit Terms and Agreement (the "Agreement") contains the terms and conditions for the use of Robins Financial Credit Union's Mobile Deposit service ("Mobile Deposit"). By accepting the terms and conditions, you acknowledge and ... ….

College savings plans, such as 529 plans, Education Savings Accounts and prepaid tuition plans, are designed to lower the cost of school through tax breaks or government subsidies. Grant and scholarship programs provide money that doesn't have to be repaid. If borrowing is necessary, federal student loans offer protections for borrowers such ...– Mobile Deposit PFFCU (all on one line) – XXXXXXXX (write your account number in place of the Xs). Tap Plus icon. Tap Front of Check camera icon to take a picture of the front of the check. Tap Back of Check camera icon to take a picture of the back of the check. Tap Deposit to (Select which share you would like to deposit the check).Use the Alliant Mobile App to: • Deposit checks instantly. • Securely check account balances and view recent banking activity. • See transaction history, including credit card transactions. • Transfer money between accounts and set up external accounts. • Report cards lost or stolen with our tap to call feature.A financial advisor can help you sort through the choices and design an investment strategy. 1. Navy Federal helps you learn about the kinds of investments you can add to your retirement or savings portfolio and the basics of brokerage accounts so you can invest in stocks, bonds, mutual funds and more.MOBILE DEPOSIT TIPS: Here are some tips to make sure your Mobile Deposits process smoothly. 1. Make sure the amount you enter matches the amount on the check. 2. Remember to sign the back of the check, and endorse "WPCU Mobile Deposit". 3. Choose a well-lit spot to capture the check images. 4. Try to avoid shadows. 5.Funds from any deposit may not be available until the fifth business day after the day you make the deposit. The addresses given for branches are physical locations and may not reflect an accurate local mailing address. ... Mobile Banking; 24/7 Member Services: 1-888-842-6328 Routing Number: ... The Navy Federal Credit Union privacy and ...Maui Federal Credit Union Mobile Deposit Service Agreement Page 1 of 9 Maui Federal Credit Union ... item was accepted for deposit, the funds are available for withdrawal, or that the Credit Union received payment from the issuer of the Check. 7. Member Account. You must designate a Credit Union share or share draft account as the account to be ...One of the biggest advantages of buying a used car is the price tag. Used cars are less expensive than new cars of the same make/model, and buying a previously owned vehicle can save you thousands both upfront and over the term of an auto loan. You'll also need to pony up less of a down payment for a used car.Navy Federal Credit Union is an armed forces bank serving the Navy, Army, Marine Corps, Air Force, Space Force, Coast Guard, veterans, DoD & their families. ... Direct Deposit. Send funds directly to your account to ensure seamless deposits while you're deployed or traveling. ... Terms and Conditions are available. ♦Terms and conditions are ... Navy federal credit union mobile deposit funds availability, Investing Made Simple. If you're interested in investing, but unsure where to start, Digital Investor simplifies the investing process. Choose Automated Investing and we'll do the work for you. Or, pick your own investments with our Self-Directed Investing option. Even better, try it for free for 30 days. Start Investing., Mobile deposits and funds available Just wanted to let everybody know that when you do a mobile deposit, Navy Federal is not making any of that check available. Usually when I did a mobile deposit of a check, they would make $225 available when the deposit was approved., Deposit a Check in a Snap! Anytime. Anywhere. Deposit checks from your phone – save a trip to a branch or ATM. All it takes is FCU’s free mobile app and a few quick snaps. To prevent fraudulent activity, we ask that you sign up for the service. Simply call or send a secure message through FCU Anywhere., Open the DFCU Mobile app. Select Menu, then select Transactions, then select Mobile Deposit. Select the account where you would like the funds to go and type in the amount of the check. Select Capture Image, then take a picture of the front and the back of the check. Review your pictures and retake them if necessary, then select Submit Deposit., Direct deposit is defined as a recurring ACH from your employer, military pay, or certain government agency pay or benefits deposited into your Navy Federal deposit account. You will start earning 1.75% cash back once we confirm you have direct deposit at Navy Federal. Navy Federal direct deposit reduces the risk of ID theft and mail fraud., a Monday, $750 of the deposit will be available on Monday. The remaining $250 will be available by Wednesday. Funds from deposits of U.S. Treasury checks will be available on the first business day following the day of your deposit made at an ATM, Shared Branching location or Online Deposit. Funds, Navy Federal Credit Union is an armed forces bank serving the Navy, Army, Marine Corps, Air Force, Space Force, Coast Guard, veterans, DoD & their families. ... Direct Deposit. Send funds directly to your account to ensure seamless deposits while you're deployed or traveling. ... Terms and Conditions are available. ♦Terms and conditions are ..., With the RBFCU Mobile app, your personal finances are easy to manage. Whether you need to check your balance, make a payment, deposit a check or find an ATM, the RBFCU Mobile app helps you do it all from wherever you are. Download the app today! Features: • View your balances, transactions and easily manage your accounts., Navy Federal Pay Dates 2023. One benefit of being a Navy Federal Credit Union member is having funds made available early if you have Active Duty Checking. Find the standard military pay dates and Navy Federal pay dates below. Military Pay Dates. The military pays on the 1st and 15th of every month. Everyone knows that!, Minimum Deposit APY; Navy Federal Credit Union SaveFirst Account. 3 to 60 months $5 0.40%: Navy Federal Credit Union EasyStart℠ Certificate. 6 months 12 months 18 months 24 months: $50 $50 $50 ..., Features: • Check your account balances. • Review recent transactions. • Transfer funds between your accounts. • View and pay bills (you must be enrolled in bill pay within online banking) You need to be enrolled in Online Banking to use this app. To enroll, visit us at www.naefcu.org or any of our 5 convenient branch locations., Non-sufficient funds fee (NSF) $29.00. Visa Check Card overdraft fee (due to non-sufficient funds) $29.00. Stop payment for a single item (including checks and ACH debits) $20.00. Stop payment for a range/series of items (including checks and ACH debits) $25.00. Check copies., 4. As of 10/11/2023, n Rewards® Secured card rate is 18.00% APR and will vary with the market based on the U.S. Prime Rate. All other Navy Federal Credit Card rates range from 11.24% APR to 18.00% APR, are based on product type and creditworthiness, and will vary with the market based on the U.S. Prime Rate., Press 2-Step Verification then slide the toggle to the right so that the bar turns blue. Choose your preferred method (text, push notification or email) then tap Send. Check your text messages, notifications or email for the NFCU security code. Back in the Navy Federal app, enter the security code and tap Submit., Located in the Plaza Sorrento. 6755 Mira Mesa Blvd, Ste. 133-135. San Diego, CA 92121. Get Directions* ». 1-888-842-6328., Jan 28, 2011 · Navy Federal Credit Union Great question, Jodi! Members with Active Duty Checking will receive their DDNP for the April 1st payday during our update the night of 3/30, making funds available for use the morning of 3/31. , Deposit your check with a few taps of your finger: Endorse check with your signature, account number and the words "For Mobile Deposit Only TVFCU”. Take a picture of the front and back of your check, following the on-screen instructions. Select the checking account into which you want to make the deposit. Enter the check amount., Find a Navy Federal Credit Union branch or ATM in the Washington, DC area. Skip to Main Content. ... Funds from any deposit may not be available until the fifth business day after the day you make the deposit. The addresses given for branches are physical locations and may not reflect an accurate local mailing address. ... Mobile Banking; 24/7 ..., A financial advisor can help you sort through the choices and design an investment strategy. 1. Navy Federal helps you learn about the kinds of investments you can add to your retirement or savings portfolio and the basics of brokerage accounts so you can invest in stocks, bonds, mutual funds and more., Our member services representatives are here for you 24 hours a day at 800.936.7730 (U.S.) or 00800.4728.2000 (Intl). We are also available via Live Chat. To save you time and effort, we've introduced Star, our personal assistant, who can answer questions immediately over Chat and by phone without you waiting on hold., Online & Mobile Banking. FD Community Federal Credit Union’s mobile banking service is an easy way to keep up with your credit union accounts while you are on the go. You can view your account balances, search recent transactions, pay bills, find ATMs and branch locations and – all from your internet-based phone or device. , Mobile deposit limit (s) Capital One 360. $5,000 or 20 checks per day or $10,000 per month. Ally Bank. $50,000 per day or $250,000 in a 30-day period. Bank of Internet. $10,000 per day or $50,000 ..., Through the Mobile App. Sign in to the Navy Federal app. Select More. Select Send Money. Select Request a Cashier’s Check. Select New Cashier’s Check or one of the last 5 checks requested to be used as a template. Complete the required fields and choose your delivery method. Select Submit, then Done to complete the order., Navy Federal Credit Union (or Navy Federal) is an American global credit union headquartered in Vienna, Virginia, chartered and regulated under the authority of the National Credit Union Administration (NCUA). Navy Federal is the largest natural member (or retail) credit union in the United States, both in asset size and in membership., Simply use the Tru2Go app on your phone to take a picture of the check and follow the steps shown to deposit it into your preferred account. 1. To use Mobile Check Deposit, members must: Have a qualifying checking account or loan with Truliant. Download and install the latest Tru2Go mobile app (or log onto Online Banking and select Mobile Check ..., Connect quickly, anytime, to pay bills, transfer money, and much more with online banking and our mobile app (available in the Apple Store and Google Play). One sign-on to view all linked accounts (some restrictions may apply) Check your account balances. Transfer money between eligible MAX accounts. Deposit a check by photo with Mobile Deposit., You'll need to provide the following information. Contact information for applicant and co-applicant (phone number and email) Current housing, employment and income information for applicant and co-applicant. Trade-in information (title or loan information, registration, etc.) Amount you expect to finance (including vehicle purchase price ..., Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership: "Be the most preferred and trusted financial institution serving the military and their families.", Mobile. Tap More on the bottom, then Notifications. Select the tab you want ( Account, Card or Security ). For Account or Card notifications, you'll need to select the specific card or account. Choose how you want us to notify you (push, text,* email) and tap Save. If you choose to be notified by text,* you'll need to respond "yes" to ..., Write "For Centris mobile deposit only" under your signature. Login to the Centris mobile app. Select Mobile Deposit from the menu. Select the appropriate savings or checking account that you wish to deposit the check. Enter the amount of the check. Capture a photo of the front of the check. Capture a photo of the back of the check., Navy Federal Credit Union's mobile tutorials will show you step-by-step how to use our mobile banking app. ... Direct Deposit. Send funds directly to your account to ensure seamless deposits while you're deployed or traveling. ... things like deposit confirmations, or notifications if your available balance falls below $0. After selecting that ..., Since 1933, Navy Federal Credit Union has grown from 7 members to over 13 million members. And, since that time, our vision statement has remained focused on serving our unique field of membership: "Be the most preferred and trusted financial institution serving the military and their families.", • Navy Federal Credit Union's routing number: 256074974 • your deposit account number (available in our mobile app. 1. or online banking) To find your account number(s), sign in and select the account(s) where you'll be depositing your money. Your account number will be to the right of the account name. Click the circle icon to expand and